Our Vehicle Service Contract Options

A Smart Choice vehicle service contract - sometimes incorrectly referred to as an extended vehicle warranty - comes with the best customer service in the industry as well as included 24/7/365 roadside assistance. We offer better service than extended car warranty companies, and we take pride in our customers and our employees.

To learn more about our vehicle service contracts and to learn how these options compare to extended vehicle warranties or powertrain warranties, contact us online or by phone today.

Our Vehicle Service Contracts

When the protection from your manufacturer’s powertrain warranty gets close to expiring, it is time to look into an extended service contract from Smart Choice USA. While only the original manufacturer can legally provide a true powertrain warranty, a vehicle service contract from Smart Choice USA offers many benefits that will leave you and your car protected.

Additionally, we offer our vehicle service contracts at several different levels and with multiple add on features so that you can select the package best for your needs and budget. Below are the vehicle protection plans we have available.

Compare Our Vehicle Protection Plans Online

Diamond Exclusionary Coverage Service Contract

• This is the highest level and most extensive coverage plan we offer.
• It is available for vehicles for up to 9 model years and under 90,000 miles.
• This vehicle service contract offers coverage for all of the parts and components of the covered vehicle except those specifically excluded. Additional add on terms are available.
• The Diamond sample coverage contained may not mirror the actual coverage purchased at the time of sale. Specific vehicle service contract coverage varies depending upon the contract purchased, optional coverage(s) selected, state of purchase, and administrator agreement.
• View Diamond Sample Coverage

Platinum Hi-Level Named Component Coverage Service Contract

• This vehicle service contract offers our best named component coverage available.
• It is available for vehicles up to 20 model years and under 100,000 miles.
• Coverage includes: engine, transmission, cooling system, front and rear differentials (4x4), drive axles, seals and gaskets, air conditioning, electrical cruise control transducer and engagement switch, steering, suspension, brakes, electronic hi-tech, audio, fuel system, and turbo chargers.
• The Platinum sample coverage contained may not mirror the actual coverage purchased at the time of sale. Specific vehicle service contract coverage varies depending upon the contract purchased, optional coverage(s) selected, state of purchase, and administrator agreement.
• View Platinum Sample Coverage

Deluxe Lo-Level Name Component Coverage Service Contract

• Our Deluxe plan offers downsized named component coverage.
• This vehicle service contract is available for vehicles up to 20 model years and under 150,000 miles.
• Similar to a manufacturer’s powertrain warranty, coverage includes: engine, transmission, cooling system, front and rear differentials (4x4), drive axles, seals and gaskets, air conditioning, electrical, steering, suspension, brakes, electronic hi-tech, fuel system, and turbo chargers (some restrictions apply).
• The Deluxe sample coverage contained may not mirror the actual coverage purchased at the time of sale. Specific vehicle service contract coverage varies depending upon the contract purchased, optional coverage(s) selected, state of purchase, and administrator agreement.
• View Deluxe Sample Coverage

PT Gold Expanded Powertrain Coverage Service Contract

• This vehicle service contract includes our Powertrain protection + Expanded coverage.
• This plan is available for vehicles up to 25 model years and under 200,000 miles.
• Coverage includes: engine, transmission, cooling system, front and rear differentials (4x4), drive axles, seals, and gaskets. Expanded coverage on this vehicle service contract also includes air conditioning, electrical components, and the fuel system.
• Please note seals and gaskets are only covered with the repair or replacement of another covered part.
• The PT Gold sample coverage contained may not mirror the actual coverage purchased at the time of sale. Specific vehicle service contract coverage varies depending upon the contract purchased, optional coverage(s) selected, state of purchase, and administrator agreement.
• View PT Gold Sample Coverage

PT Silver Enhanced Powertrain Coverage Service Contract

• This vehicle service contract includes our Powertrain protection + Enhanced coverage.
• This plan is available for vehicles up to 25 model years and under 200,000 miles.
• Similar to a manufacturer’s powertrain warranty, the vehicle service contract covers the engine, transmission, cooling system, front and rear differentials (4x4), all drive axles, seals and gaskets, air conditioning, and electrical components.
• Please note seals and gaskets are only covered with the repair or replacement of another covered part.
• The PT Silver sample coverage contained may not mirror the actual coverage purchased at the time of sale. Specific vehicle service contract coverage varies depending upon the contract purchased, optional coverage(s) selected, state of purchase, and administrator agreement.
• View PT Silver Sample Coverage

Powertrain

• This vehicle service plan is designed for high mileage vehicles and drivers who put a lot of miles on their cars each year. This vehicle service contract is available for vehicles up to 25 model years and up to 225,000 miles.
• This is our most affordable coverage option for those with high mileage and older vehicles.
• Similar to a manufacturer’s powertrain warranty, coverage includes: engine, transmission, cooling system, front and rear differentials (4x4), all drive axles, seals and gaskets.
• Please note seals and gaskets are only covered with the repair or replacement of another covered part.
• The Powertrain sample coverage contained may not mirror the actual coverage purchased at the time of sale. Specific vehicle service contract coverage varies depending upon the contract purchased, optional coverage(s) selected, state of purchase, and administrator agreement.
• View Powertrain Sample Coverage

Learn More About Our Vehicle Service Contracts

With our wide range of products and plans available, Smart Choice USA has vehicle service contracts that are perfect for any needs. Whether you need added protection for a newer car or you want affordable protection for a high mileage vehicle, we can help. If your existing powertrain warranty is nearing expiration or you want the enhanced protection of a vehicle protection plan, call or contact us online today to find out which plan is best for you.