Benefits and Terms of a Smart Choice Vehicle Protection Plan

Car repair costs can be overwhelming if they catch you by surprise. A Smart Choice vehicle protection plan is the best choice to ensure you are protected and to eliminate out-of-pocket expenses for vehicle repairs. In addition to coverage for car repair costs resulting from a breakdown, Signature's Nationwide Auto Club 24/7/365 Roadside Assistance benefits are included with each of our vehicle protection plans - including towing, winching, fuel delivery, battery, and locksmith service. Call us today to sign up for one of our vehicle service contracts or to learn more about how our vehicle protection plans can help protect one of your most valuable assets.

Benefits of Vehicle Protection Plans Beyond Car Repair Costs

With a number of additional features and benefits, our vehicle service contracts go beyond just covering car repair costs. Below are some of the benefits of our vehicle protection plan options.

Rental Car Coverage

Our vehicle protection plans provide rental car coverage from a licensed vehicle rental company as soon as the repair estimate is received and coverage is determined. Reimbursement is provided if you have an authorized and coverable claim, your vehicle becomes inoperable and must remain at the repair facility as a result of an authorized mechanical breakdown or failure, and the repair has been authorized for four (4) or more hours of labor. Refer to your vehicle service contract for specific details regarding rental car coverage.

Trip Interruption Coverage

Car repair costs and rental cars are just a fraction of the expenses that can come from vehicle breakdowns. What if you were miles from home? A Smart Choice vehicle protection plan provides motel and restaurant expense coverage as soon as the repair estimate is received and coverage is determined. Reimbursement is provided if you have an authorized and coverable claim and your vehicle becomes inoperable more than 100 miles from the address listed on your contract and must remain at the repair facility overnight as a result of an authorized mechanical breakdown or failure. Refer to your vehicle service contract for specific details regarding trip interruption coverage.

Roadside Assistance

In some cases, car repair costs can be the least of your worries when it comes to mechanical failures. What if you cannot even get to a shop? Emergency roadside assistance and money saving services are provided by Signature's Nationwide Auto Club 24 hours a day, 7 days a week, 365 days a year on each vehicle protection plan from Smart Choice USA. No matter what service protection plan from Smart Choice you choose, you’ll never get stuck on the roadside again.

Coverage includes:

• Towing
• Tire Service
• Lockout
• Battery
• Fuel Delivery
• Winching

Services provided by and/or through Roadside Protect, Inc., powered by Signature’s Nationwide Auto Club, Inc. Services may not be available in all states and may vary by state. Please refer to your actual contract for specific coverage limits and conditions.

Terms of Coverage for Receiving Car Repair Costs from Our Vehicle Protection Plans

The following are some important terms to keep in mind regarding using your vehicle protection plan for auto repair costs.

• Waiting Period: All Smart Choice contracts have a 30 day and 1,000 mile waiting period.
• Limits of Liability: Smart Choice contracts have the highest limits of liability in the industry, $15,000 in car repair costs or cash value at time of breakdown, whichever is greater

Save on Car Repair Costs with a Vehicle Protection Plan

Do not wait for car repair costs to sneak up on you on your commute or your vacation. Get a vehicle protection plan from Smart Choice USA for mechanical failure coverage anywhere in the U.S. and Canada. Call Smart Choice USA today to sign up for one of our vehicle service contracts.